Between a condominium association and the condo unit owners, who is responsible for which property? In other words, who owns what? How, as a unit owner, can you determine how much property coverage you need? Here is a nice article from IA magazine that breaks down some of the popular wording in Association By-Laws.
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From IBA
Earthquake: Tips to Protect Your Family
If you live in Missouri or Illinois, whether you know it or not, you live on an earthquake fault line. While we have not had any major tremors or other earthquake activity during the last 50 years, the possibility exists and is very real. Preparation is key and should be an ongoing process for your…
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7 Things to Consider When Evaluating Homeowners Insurance
When you’re shopping for homeowner insurance, remember that policies can vary widely. It is not the commodity that TV commercials have led you to believe. Some coverages may be included, and others may be available for additional premium. Here are 7 key points that you should be aware of when looking at your options. Is my…
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The Value of Insurance
Recently, I was reminded of two myths about insurance. All insurance policies are created equal. All insurance companies are created equal. I admit I am an insurance nerd and that most people hate insurance so they think about it as little as possible. Let me make this easy, quick and painless—the true value of insurance…
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