Our time-tested four-step process sits at the core of how we do business. This process will help guide you, so we can develop the most cost-effective policy to fit your unique needs. We call it the IBA Way.

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Kickoff

It all begins with a conversation. We take the time to understand you and your needs so we can begin outlining a tailored strategy. We ask for more than we need to write a policy, to really understand your business.

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Discovery

Once we outline your needs, we take a deeper dive into the scope of your business. We search for any potential risks in services, products, operations and employees, looking for exposures in every place the business touches.

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Implementation

Next, we take everything we’ve learned through our conversations and audits and work with you to implement the best coverages and operational strategies to help protect your business.

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Monitoring

It doesn’t stop with implementation. We’re with you every step of the way, ready to answer any questions or concerns you might have. We provide quarterly check-ins and continue to monitor your coverage and the industry to ensure you have everything you need.

We’re ready to help.

Contact IBA and talk to Mike today.
Mike Swatske
Partner
314.384.2877
person
AH
Current Client

I was recently refinancing my home mortgage. My future lender was requiring me to increase my home insurance coverage by nearly 30%; which would be an incremental cost of over $400 a year!  I shared this news with Mike and he immediately understood the situation and where the bank was mistaken. He promptly contacted the lender via email AND phone call and explained the rationale for why the current coverage level was adequate and that any increase would not make sense. I was pleasantly surprised when Mike’s explanation was able to get the bank to change their requirement and accept the current coverage, thereby saving us at least $400/year!  If it weren’t for Mike, we would be paying a higher insurance premium for the foreseeable future of owning this home. We are extremely grateful for his knowledge, sense of urgency, and willingness to go the extra mile.

Contact Mike
Let's talk.

Contact us today and claim your independence.