Our time-tested four-step process sits at the core of how we do business. This process will help guide you, so we can develop the most cost-effective policy to fit your unique needs. We call it the IBA Way.



It all begins with a conversation. We take the time to understand you and your needs so we can begin outlining a tailored strategy. We ask for more than we need to write a policy, to really understand your business.



Once we outline your needs, we take a deeper dive into the scope of your business. We search for any potential risks in services, products, operations and employees, looking for exposures in every place the business touches.



Next, we take everything we’ve learned through our conversations and audits and work with you to implement the best coverages and operational strategies to help protect your business.



It doesn’t stop with implementation. We’re with you every step of the way, ready to answer any questions or concerns you might have. We provide quarterly check-ins and continue to monitor your coverage and the industry to ensure you have everything you need.

We’re ready to help.

Contact IBA and talk to Mike today.
Mike Swatske
Angela Zeng, PhD, MBA
Owner of Karuna Beverages

Michael Swatske is not your normal insurance agent, he takes insurance service far beyond what any firm can imagine. Michael is extremely knowledgeable in his field. You can trust him to deal with difficult cases that other insurance agents would shy away from. More impressive, Michael’s insights in the food & beverage industry not only helped me to get Karuna Beverages off the ground but also greatly assisted our expansion. Michael is also well connected and is always happy to make the introduction.

Contact Mike
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