The best way to avoid risks is to understand them.

We take a common-sense approach to using a number of readily available tools to handle your organization’s risk in the most cost-efficient manner possible.

Using our four-step process as a foundation, we work closely with you to identify, analyze and manage the widest range of potential risks and help you lower costly claims by creating solutions to effectively mitigate them.

One of the most important roles of risk management is educating others within the organization about the process and how to properly apply it. To be truly effective, an organization’s risk management program must be actively supported by its top management and embraced by the organization. That’s why IBA is dedicated to ensuring you and your team understand the full process and importance of managing your potential risks. 

We’re ready to help.

Contact IBA and talk to Mike today.
Mike Swatske
Executive Risk Manager
314.384.2877
person
AH
Current Client

I was recently refinancing my home mortgage. My future lender was requiring me to increase my home insurance coverage by nearly 30%; which would be an incremental cost of over $400 a year!  I shared this news with Mike and he immediately understood the situation and where the bank was mistaken. He promptly contacted the lender via email AND phone call and explained the rationale for why the current coverage level was adequate and that any increase would not make sense. I was pleasantly surprised when Mike’s explanation was able to get the bank to change their requirement and accept the current coverage, thereby saving us at least $400/year!  If it weren’t for Mike, we would be paying a higher insurance premium for the foreseeable future of owning this home. We are extremely grateful for his knowledge, sense of urgency, and willingness to go the extra mile.

Contact Mike
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Contact us today and claim your independence.