News & Insights

From IBA

Managing Hospitality Risk – Drowning Prevention

What’s at risk? One of the many pleasures of staying at a hotel or resort is taking full advantage of the swimming pool. Drowning remains the second leading cause of unintentional injury-related death of children under 14. Drowning usually occurs quickly and silently. Childhood drowning and near-drowning can happen in a matter of seconds and…

Top 10 Small Business Claims

“4 out of 10 small businesses are likely to experience a property or general liability claim in the next 10 years.” This is what The Hartford’s small business claims department discovered after analzying 5 years of data from over 1 million property and liablility policies. On the top of that list for the most common…

Watch out, Apartment Owners.

When considering insurance, there is more to consider than just building coverage. Here are just a couple of occurrences where different coverage above the basics can come into play: As an owner or manager, you may be responsible for evictions. If you follow, or if it is alleged that you follow improper processes, you may be sued.…

7 Things to Consider When Evaluating Homeowners Insurance

When you’re shopping for homeowner insurance, remember that policies can vary widely. It is not the commodity that TV commercials have led you to believe. Some coverages may be included, and others may be available for additional premium. Here are 7 key points that you should be aware of when looking at your options. Is my…

The Value of Insurance

Recently, I was reminded of two myths about insurance. All insurance policies are created equal. All insurance companies are created equal. I admit I am an insurance nerd and that most people hate insurance so they think about it as little as possible. Let me make this easy, quick and painless—the true value of insurance…