Preparing Your Home for Severe Weather

Severe weather can strike without much notice. Homeowners can prepare in advance to reduce damages caused by severe storms.

Evaluate any potential risks. Regularly assess your property for damages that could cause a water leak and examine your roof for damages. Make it a priority to resolve any issues that need repairs. Address all physical and liability hazards.

Check your gutters. Remove debris from gutters, drains, and downspouts. Make sure water is draining away from your home’s foundation.

Trim tree branches. Cut down dead limbs and branches near your house to prevent them from breaking off and causing damage to your home or power lines. Pick up any fallen branches in your yard.

Secure and store outdoor items. Anchor patio furniture and yard items before a storm hits. If possible store items in a shed or garage to prevent them from becoming dangerous projectiles in strong wind.

Gather basic supplies. Put together a disaster kit to keep in an accessible area. Supplies in a kit should include flashlights and batteries, a weather radio, first aid supplies, and a cell phone charger or power bank. Keep a three-day supply of nonperishable food items for each family member.  Store one gallon of water per person, per day to use for sanitation and drinking.

Make a plan. Communicate the storm action plan with family members. Conduct severe weather drills so everyone knows what to do if and when weather hits.

Take inventory. Update your home inventory with pictures and videos, taking note of the value of items and date of purchase in case severe weather causes damage to your home or possessions. Protect valuables and sentimental items in waterproof containers. Keep important documents (e.g. insurance policies, mortgage papers, birth certificates, social security cards) in a fire safe box.

Review your insurance policies. Call IBA to review your coverage. IBA will help provide your home the protection it deserves.