“Do I really need renters insurance? If my landlord has coverage, am I covered?” Before we answer these questions, let’s talk about what renters insurance is. Renters insurance is an affordable way to protect your belongings from losses. A loss may occur from unexpected events like fire, theft, and vandalism (just to name a few).…
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From IBA
Managing Swimming Pool Liabilities
Having a backyard swimming pool can be great on those hot summer days. Being able to step outside and hop in the pool certainly has its benefits. However, swimming pools also come with various liabilities as a home or property owner. As the owner, you are liable for the safety and wellbeing of all swimmers…
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From IBA
Preventing Surface Water Flooding
April showers bring May flowers. But in homes with poor or blocked drainage, those showers can also bring flooding and damage. Flooding may occur due to surface water or water seeping into unwanted places like a basement. Be proactive to protect your home and belongings with these tips. Evaluate your property. Make sure the ground…
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From IBA
Myths About Renters Insurance
You spend a lot of time, energy, and money filling your living spaces with things to make it feel like home. It’s more than just where you live; it’s where memories are made and life unfolds. Renters insurance offers the protection you and your belongings deserve. Yet there are many misconceptions when it comes to…
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From IBA
Preventing Ice Dams
By understanding their causes and warning signs, you can be better informed on how to prevent ice dams from causing expensive damage to your home. What is an ice dam? An ice dam is a buildup of thick ridges of solid ice on a roof’s eaves which prevents snow from draining properly. As the warm…
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