What’s the Difference Between Professional Liability & General Liability?

We live in a litigious world. The need to protect your small or mid-sized business is more important today than ever before. Safe business practices are an important part, but the safety net of an insurance policy is mandatory to keep you in business should something happen.  In addition, many business to business agreements have contractual obligations for specific dollar limits and versions of insurance. How do you know what you have vs. what you need?  What does it all mean?

One of the questions we come up against is the difference between Professional Liability and General Liability. The Hartford put together a very nice piece on the definitions of both.