“Do I really need renters insurance? If my landlord has coverage, am I covered?” Before we answer these questions, let’s talk about what renters insurance is. Renters insurance is an affordable way to protect your belongings from losses. A loss may occur from unexpected events like fire, theft, and vandalism (just to name a few).…
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From IBA
Protecting Your Car Against Hail Damage
Hailstones are a form of precipitation made up of solid ice. A hailstorm can strike anywhere and often accompanies thunderstorms. During a hailstorm, hail can impair visibility and completely cover the roads, creating icy driving conditions. Hail causes significant damage to buildings, vehicles, and crops. It can be deadly to people, pets, and livestock. The…
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Avoiding Slips and Falls
Slips and falls are common causes of workplace injuries. According to the National Floor Safety Institute (NFSI), they are the leading cause of worker’s compensation claims. The U.S. Occupational Safety and Health Administration (OSHA) states that over 17 percent of all disabling occupational injuries result from falls. Falls are preventable. It is important to identify…
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Pet Insurance: An Update to IBA’s Coverage Options
With 67% of U.S. households owning a pet, there are a lot of well-loved animals who have become like part of the family! And just like any other family member, your pets get sick and injured. Pet insurance can help cover the cost of veterinarian bills when an unexpected illness occurs, giving you the freedom…
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Rental Car Insurance
When renting a car, the rental company will typically ask if you would like to purchase insurance coverage for the vehicle. How will you respond? It is important to know what type of coverage is included in your own auto policy and what additional coverage may be needed. Since auto policies differ, never assume you…
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